Here are the week 12 picks from Phil Steele as found in his Phil Steele Plus Tour on Youtube. He gives out two videos each week showing how he handicaps games and includes free picks for you, so check them out because they are great analysis.
| Date | Pick |
| 11/16/19 | Florida State -40.5 vs Alabama State |
| 11/16/19 | Arkansas State -12.5 vs Coastal Carolina |
| 11/16/19 | Indiana + 14.5 vs Penn State |
| 11/16/19 | Georgia Southern -6.5 vs Louisiana Monroe |
| 11/16/19 | Syracuse + 10.5 vs Duke |
| 11/16/19 | Army -34.5 vs VMI |
| 11/16/19 | Maine -15 vs Rhode Island |
| 11/16/19 | Eastern Washington -11 vs Cal Poly |