Here are the week 13 picks from Phil Steele via his Youtube channel. These are from his Phil Steele Plus preview videos and I highly recommend them. He gives you the inside look at how he handicaps matchups and gives out free selections twice a week!
| Date | Pick |
| 11/23/19 | Kent State + 3.5 vs Ball State |
| 11/23/19 | Boise State -8 vs Utah State |
| 11/23/19 | Coastal Carolina + 6 vs Louisiana Monroe |
| 11/23/19 | Florida Atlantic -20 vs UTSA |
| 11/23/19 | Rice + 6.5 vs North Texas |
| 11/23/19 | Davidson -1.5 vs Drake |
| 11/23/19 | Cornell -2 vs Columbia |