Here are the week 3 picks (LOCKS) from Danny Kanell via the Cover 3 podcast.
| Date | Pick |
| 9/19/20 | Baylor -4.5 vs Houston |
| 9/19/20 | The Citadel vs Clemson Under 57.5 |
| 9/19/20 | Cincinnati -33.5 vs Austin Peay |
| 9/19/20 | Notre Dame -25.5 vs South Florida |
| 9/19/20 | Notre Dame vs South Florida Under 49 |
| 9/19/20 | Tulsa vs Oklahoma State Under 66.5 |