Week 4 2026: CFB LOCKS from the Cover 3 Podcast!
Here are your week 4 LOCKS from the Cover 3 podcast including money line sprinkles at the bottom. Check out the full video for the dentist picks, Club Kenz and the producer picks if you’re into that.
ATS picks:
| Pick | Name |
| Alabama 1H TT over 17.5 (-110) | Bud Elliott |
| Florida vs Ole Miss 1H Under 30.5 (-110) | Bud Elliott |
| Iowa State vs Utah Under 48.5 (-110) | Bud Elliott |
| Maryland TT over 27.5 (-110) | Bud Elliott |
| Penn State TT under 28.5 (-110) | Bud Elliott |
| Missouri State+34.5 vs SMU (-110) | Bud Elliott |
| Tennessee vs Texas Over 55.5 (-110) | Bud Elliott |
| Florida 1H TT over 14.5 (-110) | Chip Patterson |
| Georgia-13.5 vs Oklahoma (-110) | Chip Patterson |
| Purdue vs Notre Dame Over 57.5 (-110) | Chip Patterson |
| Massachusetts TT over 26.5 (-110) | Chip Patterson |
| Oregon-3 vs Southern Cal (-110) | Chip Patterson |
| Tennessee+4.5 vs Texas (-110) | Chip Patterson |
| UTSA-13.5 vs Colorado State (-110) | Chip Patterson |
| Indiana 4Q-3.5 vs Northwestern (-110) | Chip Patterson |
| Coastal Carolina vs Liberty Under 50.5 (-110) | Chip Patterson |
| Baylor-9.5 vs Colorado (-110) | Danny Kanell |
| Florida-3 vs Ole Miss (-110) | Danny Kanell |
| Oklahoma+14 vs Georgia (-110) | Danny Kanell |
| Georgia vs Oklahoma Under 45 (-110) | Danny Kanell |
| LSU-8.5 vs Texas A&M (-110) | Danny Kanell |
| Michigan vs Iowa Under 39 (-110) | Danny Kanell |
| Penn State vs Wisconsin Under 45 (-110) | Danny Kanell |
| Southern Cal vs Oregon Over 61.5 (-110) | Danny Kanell |
| Tennessee 1Q+1.5 vs Texas (-110) | Danny Kanell |
| Tulsa+7.5 vs Arkansas (-110) | Tom Fornelli |
| Baylor-9.5 vs Colorado (-110) | Tom Fornelli |
| Boston College vs Virginia Tech Under 47.5 (-110) | Tom Fornelli |
| Florida vs Ole Miss Over 58.5 (-110) | Tom Fornelli |
| LSU vs Texas A&M Under 52 (-110) | Tom Fornelli |
| Iowa TT under 16.5 (-110) | Tom Fornelli |
| Michigan State+6 vs Nebraska (-110) | Tom Fornelli |
| Mississippi State-6 vs Missouri (-110) | Tom Fornelli |
| Southern Cal vs Oregon Over 61.5 (-110) | Tom Fornelli |
| Utah State vs Troy Under 48 (-110) | Tom Fornelli |
Money line sprinkles:
| Picks | Name |
| Charlotte +360 vs Louisiana | Bud_Elliott_ML |
| Louisiana Monroe +450 vs Florida Atlantic | Bud_Elliott_ML |
| Appalachian State +488 vs NC State | Bud_Elliott_ML |
| UTEP +376 vs Oregon State | Bud_Elliott_ML |
| Minnesota +316 vs Washington | Bud_Elliott_ML |
| Tennessee +170 vs Texas | Chip_Patterson_ML |
| Minnesota +316 vs Washington | Chip_Patterson_ML |
| Western Michigan +240 vs Boise State | Chip_Patterson_ML |
| Maryland +108 vs UCLA | Danny_Kanell_ML |
| Michigan State +189 vs Nebraska | Danny_Kanell_ML |
| Tennessee +170 vs Texas | Danny_Kanell_ML |
| Western Michigan +240 vs Boise State | Danny_Kanell_ML |
| Tulsa +230 vs Arkansas | Tom_Fornelli_ML |
| Ole Miss +150 vs Florida | Tom_Fornelli_ML |
| Iowa State +292 vs Utah | Tom_Fornelli_ML |
| Maryland +108 vs UCLA | Tom_Fornelli_ML |
| Michigan State +189 vs Nebraska | Tom_Fornelli_ML |
| Sacramento State +160 vs Massachusetts | Tom_Fornelli_ML |
| Stanford +160 vs Georgia Tech | Tom_Fornelli_ML |