Here are the week 5 picks from the Phil Steele Plus tour. As always, he’s the only one out there telling you how to handicap the games yourself so the video is always worth a full watch each week.
| Date | Pick |
| 10/3/20 | Tennessee -12 vs Missouri |
| 10/3/20 | Cincinnati -21 vs South Florida |
| 10/3/20 | North Texas -1.5 vs Southern Miss |
| 10/3/20 | UAB -20 vs UTSA |